Audit-grade AI ledger · Built for CAs + businesses
The audit-grade AI ledger

Run your CA practice at 3× capacity — without the 80-hour Saturdays.

Hash-chained books your peer reviewer can re-verify line by line. Every jurisdiction you bill, in one product. WhatsApp-first so the partner never opens the web app on a Friday night. Every notice answered by Monday morning.

🔐SHA-256 hash chain
🌐Multi-jurisdiction
📱WhatsApp-native
📱 Start on WhatsApp — Free
I’m a:Business owner →CA / Accountant →
Early access open · Sign up free and start using OnGravy today
GSTR-1 Filed
Photo → journal in seconds
AD
Apex Distributors
Live · sample data
MAY 2026
Monthly Revenue
₹48,32,500↑ 12.4%
GST Liability
₹8,69,850
TDS Payable
₹1,24,500
Invoices
12 pending
Network
48 parties
WhatsApp · Live
📸 [Photo of bill attached]
✓ Booked: ₹4,200 purchase · GST ₹756
GSTR-1 kitna hua?
₹8,69,850 — Ready to file ✓
0+
Features built-in
0%
Cheaper than Zoho
0×
Less manual CA time
0
Starting per month
How it works

Three steps. That’s it.

No software to install. No training needed. Just your phone and WhatsApp.

📸
STEP 01
WhatsApp a photo

Any bill, invoice, or receipt. Hindi, English, anything. Voice notes too.

STEP 02
AI books it instantly

Reads, classifies, creates the journal entry. GST calculated automatically.

STEP 03
Review + file

Your CA approves on the dashboard, or self-file if you run the business yourself. GSTR-1 and 3B filed in one click.

Everything included

Built for every part of running a business

From GST filing to fraud detection — for the business owner who does their own books, and the CA who handles 50 clients.

📊
GST Suite
Full GST Filing

GSTR-1, 3B, 9, 9C — auto-populated from transactions. File directly from WhatsApp. Never miss a deadline.

💸
Payroll
TDS + PF + ESI

Full payroll across all 29 states. Form 16, quarterly TDS returns — automated end to end.

🏦
Banking
Bank Sync

Account Aggregator integration. Auto-reconciliation within ±₹1. Statements matched in seconds.

🛡️
Security
Fraud Protection

Duplicate invoices, ghost vendors, split payments. Real-time anomaly monitoring for every client.

Reviews
Approval Workflow

Smart or strict mode routes high-value entries through a multi-step chain. Auto-reverses on rejection. Mobile + WhatsApp + email + bell. Built for Companies Act audit.

📈
Intelligence
Market Benchmarks

See how clients compare to sector peers. Percentile rankings, AI insights, competitive reports.

⚖️
Legal
Judgment Alerts

ITAT, High Court rulings — analysed and matched to your clients same day. No more 3-month delays.

Why we built it

Problems we heard from CAs and business owners

Real complaints from pre-launch conversations on both sides — the practising CA managing 50 client books, and the wholesaler / shopkeeper / distributor running their own. We’ll replace this with verified customer quotes once we’re live.

Owner — Visibility

My CA charges ₹3,000/month and still I don’t know my GST liability until 2 days before due date. I need it on tap.

OnGravy: real-time GST liability on the dashboard, daily WhatsApp brief. File in one click — with or without a CA.

CA — GST

GSTR-1 takes 2-3 hours per client per month. Most of that is reconciling 2A vs purchase register by hand.

OnGravy: auto 2A/2B reconciliation runs nightly. GSTR-1 ready to file in minutes.

Owner — DIY

I don’t have a CA yet. Tally needs a license, training, and someone who knows accounting. I just want to track sales and file GST.

OnGravy: zero-training entry via WhatsApp. AI bookkeeping does double-entry behind the scenes; GST filed without you ever opening a journal.

Risk

Fraud and split payments are hard to spot until a client gets a notice. By then ITC reversal is unavoidable.

OnGravy: anomaly detection runs on every transaction. Flagged in WhatsApp the day it happens — for both the CA and the business.

Owner — Vendors

My vendors are scattered across email, WhatsApp, paper. I don’t even know which ones are MSME and could trigger §43B(h) interest.

OnGravy: parties-in-network surface MSME flags + payment reminders automatically. Keep your books clean without chasing UDYAMs.

CA — Comms

Clients don't read PDF reports. They want a quick number on WhatsApp, not a 12-tab spreadsheet.

OnGravy: morning brief, weekly score, GST status — delivered as a WhatsApp message they actually read.

Pricing

Simple, honest pricing.

Subscribe, then sign in with WhatsApp. Switch or cancel anytime.

Startup
₹299
per month
  • Up to 5 clients
  • GSTR-1 + 3B filing
  • Basic payroll
  • WhatsApp access
  • Bank reconciliation
Get started →
BEST FOR CAs
Individual CA
₹2,499
per month
  • Up to 50 clients
  • Full GST suite
  • Payroll + TDS + PF
  • Fraud protection
  • Market intelligence
  • Judgment alerts
  • Priority support
Get started →
Business Owner
₹599
per month
  • Your own business
  • GST + TDS filing
  • Payroll up to 20
  • WhatsApp + dashboard
  • Vendor + customer network
  • Basic reports
Get started →

Ready to simplify
your finances?

Pick a plan from ₹299/month and sign in with WhatsApp OTP — whether you’re a business owner or a CA. Switch or cancel anytime.

📱 Start on WhatsApp — FreeSign up — free →
I’m a CA / accountant →·I need a CA — browse →·I run a business — WhatsApp us →